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not build your own home? There are plenty of books that show
how Ė check out your local library. Building your own home
little by little over a five-year period sure beats a 30-year
trendy. Buy a warehouse, convert part of it into residential
accommodation and rent out the rest. That way you get a roof
over your head and income. Many businesses like the security
of having someone living on the property.
the shell and finish the interior yourself on a pay as you go
basis. This means you avoid having to pay interest on money
you didnít have when the house was built.
building your own home or renovating, why not buy an old barn
or building for demolition? Buy the whole building for a song,
the some of the materials on your own house, and sell what you
buying a section why not buy in the country? Sometimes 10
acres costs less than a ľ acre in town. It also gives you the
freedom to grow your own food and run livestock. Look
particular for properties with standing timber that may be
milled for building materials. A reader writes that they built
a house from trees on their property, and saved about 2/3rds
the normal price.
accommodation in return for work. I know of one person who
lives in a sea-side property rent free. In return for free
rent they do two days landscaping work on the property, mowing
lawns, etc. As a result they live in a modern cottage with a
fantastic outlook and donít pay a cent!
around our home, I realise most of the furniture is recycled.
My husband made the dining table out of planks from his Dad,
the chairs don't match but I painted them all the same. When
my mother in law downsized, I painted all the garden furniture
which she had no need for. The lounge suite, piano, coffee
tables were all passed on. We even scored the kitchen bench
from someone who was doing up an old house. Friends had
concrete laundry tubs lying in long grass and an old chip
heater and hot water cylinder in their garage. We have found
that people doing up houses are reluctant to chuck their old
stuff on the tip, so we take things away Ė including a
house-lot of windows from a home being refitted with aluminium
frames, which the owner was going to have to pay to dump at
the tip. We never say no to an offer and over time have passed
on only a few things we couldn't use. - JB, Whangarei.
trouble paying your rates? Some council let you defer rates
payments until the property is sold. You have to pay interest
on the balance and there may be some establishment costs, but
it is there for those finding it hard to make ends meet. The
councils known to offer a rates deferral scheme are:
Western Bay of Plenty District Council >>>.
Far North District Council >>>
Rodney District Council >>>
Thames Coromandel District Council >>>
Waikato Regional Council >>>
Gisborne District Council >>>
I cut my rent in half by flatting with an old high school
friend and some other people. At the same time I recently had
a 25% pay rise because I changed jobs, so I am saving at a
much better rate. - Kim, Auckland.
a house with others. Communal living can be fun and will slash
living costs. Or take in borders. Out of town students looking
for a stable domestic environment.