Monthly Archives: October 2013

Payday loans

Living off the smell of an oily rag is all about being frugal with one’s money. That means being sensible about borrowing. Central government is currently reviewing consumer credit laws, and this has awakened media interest in the scandalous Payday Loan industry, which has grown exponentially in recent years. Payday loans are short-term unsecured loans […]

Better Budgeting

A survey published a few months back revealed some good and no so good news about the spending habits of the imaginary Mr and Ms Average Kiwi. The not so good news is that about a third of us feel that dealing with money is a stressful business, but the good news is that about […]

Waste not, want not

Oily raggers are not the sort of people to let anything go to waste. It is no surprise that they have lots of ideas to make the most of what others throw out. Here are some suggestions for plastics, paper and tyres. “Use the inside ‘plastic’ bags from cereal packets to wrap left-over food instead […]

Kids gardens and BIG pumpkins

Being oily raggish does not have any age restrictions. Young or just young at heart but not years, matters not a jot when it comes to being part of the oily rag lot. The garden is a wonderful place for kids to be kids, and parents or grandparents to be parents. What better place to […]