Category Archives: Money

Money wise measures

Let’s face it – sometimes we make life hard for ourselves because of bad money habits. But there are actually lots of simple things we can do to get our finances in good order. Here are some suggestions. Pay yourself first! The general rule is 10% of everything that comes into your bank account should […]

The tale of two families

We recently read an article about how many coffees one would have to forgo to save for a deposit on a house. The answer was… quite a lot! We think expressing home ownership in terms of coffees is a bit silly and misses the point. The issue is really pretty simple. Having enough money to […]

Mortgage payments

Lyn from Hamilton writes, making mortgage repayments 4 weekly rather than be a calendar month, cuts both the term of the mortgage and the cost of it dramatically.

Last resort lenders and money sense

Living a frugal lifestyle has a lot of advantages, including being a great way to take control of your finances, and avoid costly debt. Unfortunately not all people are in control of their finances, which makes them vulnerable to lenders of last resort. Falling into that category, are what are known as ‘payday’ loans. These […]

Your buy nothing year

The Sydney Morning herald recently ran a story about a women who “bought nothing” for a whole year. The headline did not quite match the story but it has an interesting message for those who are serious about saving. That message is, of you stop buying stuff you don’t need, you will be able to […]

Gift cards

A reader from Whangarei writes, “I am pleased some major retailers are going to eliminate the expiry date on gift cards. In August 2014 I was given a Palmers gift card. I have used it occasionally but when I tried to use it last week they said it had expired and my remaining credit was […]

Cherie, Ohope.

Timebanks and LETS (local energy transfer system) are excellent groups to join to help live more prosperously without money (or certainly with a lot less money)… We have Eastbay Timebank in Whakatane and surrounding areas…. Google for your local one.