Erina, Christchurch.

I keep two coin jars, one which all the family knows about and contributes to. They also take money from this jar for garage sales and the like. A second sort of secret jar contains mainly 2 dollar coins. This is my Christmas fund. There is already about one hundred dollars in this jar. We are a small family and we have a simple, humble Christmas but I do send quite a few cards so this money will come in handy. By Christmas, there could well be 250.00 dollars in this special fund.