Set up an excel spreadsheet to record monies going in and every bill going out weekly, we do this over a 3 month period so we can see what we can realistically put into savings every month with whats left over. We do this on one wage and still manage to put $600+ away in savings a month and treat ourselves to a weekly takeaway!! We are lucky enough to be debt free, partner is on a small wage and I really believe this system has also helped keep our credit rating up as kept on top of bills etc and helped get us a mortgage with only the one wage and a small deposit.
31
May